We have years of experience in the real estate industry and we are passionate about helping you find the perfect home. While you’re stationed in Hawaii, there are two good reasons to buy a house.

First, with a Veterans Administration (VA) loan and using your Basic Allowance for Housing (BAH) to pay the mortgage, you can potentially make thousands of dollars in appreciation.

Secondly, you get to see Hawaii life from off base – while still getting the benefits of the base.

Long-term home values have always appreciated in Hawaii over the years. In the past few decades, Hawaii’s real estate has risen between 3-15% each year.

A Veterans Administration (VA) Loan makes buying a home an attractive option for anyone serving on active duty, retired, or in the Reserves.

The VA Loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. It is an attractive loan option for many reasons:

• No down payment is needed, 0 percent down
• No Private Mortgage Insurance (PMI) required
• Do not need an excellent credit score, easier to qualify
• Competitive interest rates

The following military members are eligible for a VA loan:

• Veterans
• Active duty service members: must have served 90 consecutive active service days during wartime or served 181 active service days during peacetime
• Reservists: must have more than 6 years in the Reserves
• National Guard members: must have more than 6 years of service in the National Guard
• Spouses of deceased or disabled military members

The Basic Allowance for Housing (BAH) in Hawaii is high enough to cover a significant portion of your mortgage payments.

In case you were unaware, military housing nationwide is now privatized and typically to stay on base, they take your ENTIRE BAH check monthly for rent.

It often makes sense financially to buy a home during a military assignment, and it lets you see life outside of the military base. Living in Hawaii is like living in paradise, with its unique style, inviting neighborhoods, and many activities to explore.

Our Broker Reshanda Fowler-Ransom grew up as a military dependent right here locally on Hickam AFB. It is now called Joint Base Pearl Harbor-Hickam (JBPHH), where she was also named the first real estate broker over military housing in 2016.

We are a team of Military Relocation Professionals & Real Estate experts specializing in helping families move across the nation and around the world. Our goal is to help you and your family find the right home in the perfect location for your needs.

We are here to assist you, contact us at any time for a free and no-obligation consultation.